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 Platinum monthly certificate

 Features:

 Term of certificate:

·         3 years as of the business day following the date of purchase. The certificate is automatically renewed.

Frequency of interest payment:

·         Interest is paid monthly and accrues as of the business day following the date of purchase.

Certificate denomination:

·         EGP 1,000 and its multiples.

Interest rate:

·        To know the interest rates: Click Here.

Borrowing:

·         the customer may borrow against these certificates from any NBE branch in accordance with the applicable regulations and the interest rates in the date of borrowing

·         All types of credit cards may be issued against the certificate.

 Redemption:

·         The certificate amount may only be redeemed after the lapse of 6 months as of the business day following the date of purchase.

·         The nominal value of the certificate is fully redeemable at its maturity date. The certificate may be prematurely redeemed in accordance with the term announced at the branches

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Platinum certificate (18 Months)

Certificate Features :

·        The Certificate  is nominal and may not be negotiated, endorsed, transferred, discounted, pledged or disposed of in whatsoever manner.

·        Currency: The Certificate is issued in Egyptian pound .

·        Duration: 18 months as of the second business day of purchase date.

·        Denomination: EGP 1,000 and multiples.

·        Target customers: Natural persons only (both adults and minors).

·        Interest rate: To know the interest rates: Click Here.

·        Interest disbursement: Interest is paid quarterly, accruing as of the business day following the purchase date.

·        Redemption:

·         Redeemable only 3 months as of the second business day of purchase date.

·          The Certificate is redeemed in full nominal value as at maturity date; otherwise, it can be redeemed prematurely in accordance with the applicable rules.

·         Borrowing In the order of 75% of CD redemption value  with rate of return exceeds 4% above the certificate applied rate of return.

·         Credit cards can be issued (guaranteed by the certificate ). 

Features:
o   Duration: 3 years.
Interest rate: To know the interest rates: Click Here. 
o   Interest frequency:
o   Quarterly, accrued as of the following working day of purchase date.
o   Min. certificate value: EGP 1,000.
o   Borrowing: the customer may borrow against these certificates from any NBE branch in accordance with the applicable regulations and the interest rates in the date of borrowing.
Other features:
o   Fixed interest rate throughout certificate duration.

o   The certificate can be automatically renewed on the maturity date at the interest rate applicable to the certificate type.

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